Credit Consulting



We have our in-house attorney move forward on what the best option is based on the individual basis of each client. If negotiation on a settlement is best, then that will be completed. If other legal options are necessary well, our attorney will decide on the best course/s of action that will be taken. Our goal is to achieve the best results possible for our clients’ situation, by allowing us to work on their behalves and ensure them peace of mind. 


In this process, we have our affiliate reach out to all 3 credit bureaus to remove mistakes on their credit reports. Ensuring that the proper corrections will now reflect on their credit reports, this process will enable our clients to see an increased score which will help them in many aspects of daily life. Clients will have the ability to log in and see which mistakes have been removed via a portal link.


We have a mortgage brokerage who we work with to help our clients secure loan approvals for home purchases, refi’s etc. Once we help place our clients into a loan approval status if that is attainable, we will send their file to our loan specialists to handle the loan transaction process. Our mortgage affiliate has been rated in the Top 100 brokerages in the US.


We work in conjunction with an in-house lawyer for the purpose of auditing items on credit reports. Attorney-backed audits carry significant weight.
Additionally, the attorney is available for situations that may benefit from a debt settlement. And, we can refer clients to our attorney for more difficult credit issues.
It’s important to understand the difference between having an in-house attorney that works directly with your program (like us), as opposed to credit repair companies that are owned by, or “network” with attorneys outside of their office (like Lexington Law,, etc).
In general, credit repair companies do not have an actual attorney attached to and working directly associated with their program.
The other companies are simply owned by an attorney and network with attorneys in other states. They do not customize “dispute letters,” audits, or demand letters.  They send out boilerplate language, imprecise form letters that do not trigger a thorough investigation under the Fair Credit Reporting Act, which require a sub-surface investigation of more than the simple information reporting on the face of the credit report.
These companies limit the amount of “dispute letters” sent out and receive marginal results as they repeatedly pursue previously validated items to prolong their program.  They have no realistic expectation of results.  Consumers decide to leave when they feel they’ve had enough.

707-878-7822 (Trust CC)